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"We regret to inform our customers that the Grand Cayman Trust is temporarily on holiday. For information on your account status, please write Box 4, Georgetown, Grand Cayman Island. Thank you for your continued patronage."

"Impossible," Smith croaked.

He logged onto the CURE terminal and brought up a wire-services monitoring program and typed the bank's name. The program executed with blinding speed. An amber block of text materialized on the desktop so fast it smacked of magic.

According to UPI, the Grand Cayman Trust had abruptly shut its doors two hours into today's business. The bank board was being tight-lipped about the circumstances and were granting no interviews. There were no further details.

Woodenly Smith returned to the waiting FEMA account clerk.

DISREGARD INSTRUCTIONS, he typed, in his shock misspelling a word and neglecting to correct it before transmitting.

Grimly Smith shut down his system. He was stymied. He had no backup bank, and there was no efficient way to set up a new account. Unable to draw funds, trust in his computer system or communicate with the President, he was as helpless as he felt. Which was very helpless indeed.

His Timex continued ticking as he turned in his cracked leather executive chair to stare out the picture window overlooking Long Island Sound.

The last of Hurricane Elvis had vanished. The sky was blue, and the sound was an expanse of cracklefinished sapphire on which returning sailboats were tacking against a steady breeze. It was an utterly calm day in the history of the United States. But a storm was growing. A storm greater than Hurricane Elvis.

Harold Smith, unimaginative as he was, began to sense it. He did not know what shape the storm would take or what it was; he only knew that it was gathering force somewhere out there.

And Smith was almost helpless to deal with it. Almost. For he still had his brain.

Somehow he must find a way to bring Remo and Chiun into play without the benefit of his usually bottomless resources.

As the day lengthened, Smith watched the patterns of sunlight dance on the sound and set the cold, objective clarity of the greatest thinking machine ever devised-the human mind-to work on a solution.

Chapter 14

The Master of Sinanju paced the floor of his meditation tower like a fussy hen.

It was the end of the third hour, and his emperor had not called back.

Emperor Smith, whose name was inscribed in the Book of Sinanju as Mad Harold, had always been predictable. It was his one virtue. Predictability.

No matter how far the Master of Sinanju had pushed and tested his patience, Smith's need of Sinanju always overcame his resistance.

In twenty years Chiun had come very far from the days in which he would each year ceremoniously accept from Smith a sack of gold roughly equivalent to thirty-two American dollars in return for training Remo in the art of Sinanju. It was double the traditional price of ordinary service because it had involved not actually protecting the Eagle Throne, which was worthy service, but training a sub-Korean to do so, which was not.

Smith had assented with reluctance. Feigned reluctance. Chiun had discovered this one year when Remo was being particularly obtuse and Chiun had gone to Smith demanding quadruple tribute, knowing that the penurious Smith would refuse and Chiun would be free of the recalcitrant pale piece of pig's ear, Remo. Smith had assented with the same feigned reluctance, and Chiun had unhappily found himself stuck in the barbarian West for another bitter year.

But he kept in mind how Smith had, in the end, paid the outrageous price. And so the next year Chiun had asked quadruple the tribute.

Smith had assented with identical feigned reluctance.

Twenty years of quadrupling, quintupling and sextupling the gold, as well as adding an assortment of precious gems, rare metals, silks and other riches, had brought the price into the fabulous realm of five million dollars.

Only once had Smith balked. And the Master of Sinanju had been forced to give up his long-held hope of occupying the much-coveted realm of Disneyland as its sole owner.

So when Harold Smith had carelessly misplaced a submarine and with it Chiun's gold, the Master of Sinanju had not hesitated to demand its immediate replacement, knowing that Smith had both the resources and an urgent need for Sinanju's services.

Hanging up in the middle of the negotiation had been Chiun's way of hastening the process. It had worked many times in the past. Why should it not work once more?

But three hours had passed, and no call, not a word. It was unlike Smith, who was undoubtedly under great pressure to find the submarine that had been lost.

And so Chiun paced, his anxious eyes going often to the ugly plastic telephone that stubbornly refused to ring.

At the end of the third hour, the Master of Sinanju could stand it no more. He stopped his furious pacing, and one yellow claw drifted out for the mute telephone. He caught himself. It would be unseemly for him to call his emperor. Emperors called their assassins in their hour of need, and not vice versa. No ancestor of Chiun had ever prostrated himself before a throne to ask if the owner desired an enemy dispatched. Court jesters sought work. Concubines sought work. Sometimes headsmen sought heads to be lopped off.

Not Sinanju. Emperors sent emissaries to the village rightfully called the Pearl of the Orient, and the Masters of Sinanju would make the arduous journey to the troubled thrones and, agreements struck, the work was done.

No, Chiun would not call Mad Harold, the unpredictable.

He resumed his pacing. But ten minutes of pacing proved just as aggravating as waiting.

The Master of Sinanju flung himself down the steps to the lower floors of his castle. "Remo. Remo. There is no word from Smith!"

"Big deal," came Remo's voice.

Chiun hurried to the room from which the voice came.

He found Remo seated on a reed mat before a television set. There was one in almost every room in Castle Sinanju, thanks to the Home Shopping Channel and a Gold Card provided by Smith.

"What news of the submarine?" he demanded. "The President just gave a press conference."

"What did the gluttonous one say?"

"Not much. There's a sub missing, and no one knows where it is or what happened to it. The North Koreans are swearing up and down they had nothing to do with any of it. And the Navy's trying to pin blame on some admiral no one can find named Smith."

Chiun clenched his fists. "It must be found."

"They've got subs out looking."

"Remo, these are your people who are missing. Your fellow sailors."

"I was a Marine."

"Is not a sailor a Marine?"

"Not exactly."

"You cannot stand by and let them perish."

"I don't work for Smith anymore," Remo said flatly. He changed the channel.

"Strike a bargain. Make him find your long-lost forebears with his oracle, in return for succoring the poor, hapless sailors."

"What happened to 'they aren't important'?"

"They are not," Chiun snapped. "To me. To you, they matter. To Smith, they matter. If the sailors are found, the gold will be found."

"Not unless they stole it," Remo pointed out.

"The traitorous thieves!" shrieked Chiun, lifting shaking fists to the ceiling. "If you find their fingerprints or teeth marks on my gold, Remo, make them suffer terribly for what they are putting me through."

"No deal."

The phone rang, and Chiun's eyes locked on the insistent instrument. "Quickly, answer it."

"Why don't you answer it?" said Remo, not taking his eyes away from the TV set, where a pixieish woman was talking to a hand puppet.

"I do not wish to appear anxious," said Chiun anxiously.

"No problem," said Remo, rising. "I'll just handle it the way I did before."