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nice and is sexually attractive: I don't know why she won't go out with him. I think he's kind of cute.

Qgorgeous J'gyM&si [adj] especially spoken use this to emphasize that a man is extremely attractive in a sexual way: Look at that guy over there. Isn't he gorgeous?

handsome /'haens^m/ [ad;| especially written use this about a man who is good- looking, especially one who is tall and strong-looking; Richard was a handsome man with a lot of charm. 1 My brother was two years older than me, taller, and more handsome.

look handsome He looks really handsome in his uniform, doesn't he?

A Use handsome especially in writing stories and descriptions.

Qnice-looking /nais lukii^y [adj] especially spoken use this about a man who looks pleasant and friendly but is not extremely attractive: I suppose he's quite nice-looking, but he's not really my type.

Bl children

beautiful /'bju^fel/ [adj] use this about a child who is so good-looking that everyone notices and admires him or her: Parents always think their baby is the most beau- tiful baby in the world. ( On her desk there was a photograph of two beautiful children.

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58

BANKS

BANKS

OWE

pay ^ ф borrow

\ I /

e

save

SPEND

see also

see ^

The bank gave him a cheque book and a bank card.

MONEY

earn ^f IB opinions

LEND

buy

О When Kevin left school he opened a bank account.

e Kevin enjoyed himself a lot... but unfortunately, he wasn't

very good with money and he got into debt.

borrow /'Ьогэи|Ьа:-/ \v I/T] to use money that belongs to someone else which you must give back to them later: / had to borrow $1000 to pay for the car borrow $100/Ј50/Ј1000 etc from sb He didn't hove enough money for the airfare, so he borrowed $1000 from his parents.

ATM /'eI ^: cm/ ^ a machine in the wall of a

bank, shop etc that lets you take money out of your bank account using a special card

bank account account *kaunt; 9'киаи"[1]/

(л С] if you nave a bank account with a particular bank, you keep your money there, and take some out when

you need it

open a bank account (-start a new bank account)

bank cant /'baeqk ka:rd/ [n CI a small plastic card given 10 you oy your bank, which you show when you write a cheque, and which also lets you get money out of a cashpoint or ATM. A bank card can often also be used as a debit card.

vocabulary

bonk statement .steitraant/ [n C] a printed list that your bank sends you regularly, which shows what money you haw paid into and taken out of your bank account

BANKS

Oh no! I'll hove to pay by cheque.

О

One day he went to the cashpoint, and discovered that he couldn't get any money out because he was £100 overdrawn.

о

I'm sorry, sir ?)

And so he got a credit card with a £2000 credit limit...

The bank agreed to give him an overdraft.

Soon Kevin had gone over his overdraft limit and couldn't withdraw any more money.

С Oh поп

+/or a check for $300

pay by cheque/check Can I pay by cheque?

credit COfd /'кгеф ,ka:rd/ [n С] a plastic card that you can use to pay for things with money you borrow from a financial organization such as VISA or MasterCard. A lets you рек; for tilings, and then pay what you owe to the organization later: We accept all major credit cards. I credit card fraud (=dishonest use of crecfit cards)

credit limit /"Credit .limij/ In C] the largest amount of money that you can borrow using your credit card

debit card /debji ,ka:rd/ [n U) a plastic card that you can use topay for things, which aibws the money to be taken directly from your bank account.

ljUfrft /dets/ [n plural] the amount of money that you owe to a person or a bank

have debts The company has debts of around $100 million.

be in financial difficulties /*»: in f^npl difiM- tizI to have serious problems with money, because you

have spent more money than you have, and you owe

money to a person or the bank

g«t/go into debt .2е1' into 'del/ to get into a situation in which you owe a lot of money

get money out /?et тлп' aut I to get money from your bank account by using a cashpoint сиг ATM. or by going into a bank

good with money wftтлП|/ at managing your money and iraking sure that you do not spend more than you can afford

not very good with money (=not able to control the way you spend your money, so that you spend more money than you have)

lend /lend/ [u Tj to give someone money. Ый only if they

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60

BANKS

BANKS

^^ Soon Kevin was in serious financial difficulties

and went off to the Caribbean

0

ф

...and get a second job to help him pay off his debts.

agree to give it back to you at a later time tend sb $40/Ј100 etc The bank has a/ready lent the company $50 million, I Can you lend me five pounds til} tomorrow?

overdraft /'^V3rdiuiftl|4iraft/ [n CI wtsh an amount that you owe your bank, when you have spent more money than you have in your account Have a Ј$0/$300 overdraft (=when you owe the bank this amount of money) Jue got а £200 overdraft. give sb an overdraft (=when a bank agrees to let someone have an overdraft) The bank manager gave me an overdraft

overdraft limit /'auvs'drarft ,iim^t| -draft; (n Cj the largest amount of money that the bank has agreed to lend you