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"I like you, Mr. Godall," returned the young man; "you inspire me with a natural confidence; and I have not the slightest objection to your friend the Major, whom I take to be a nobleman in masquerade. At least, I am sure he is no soldier."

The Colonel smiled at this compliment to the perfection of his art; and the young man went on in a more animated manner.

"There is every reason why I should not tell you my story. Perhaps that is just the reason why I am going to do so. At least, you seem so well prepared to hear a tale of silliness that I cannot find it in my heart to disappoint you. My name, in spite of your example, I shall keep to myself. My age is not essential to the narrative. I am descended from my ancestors by ordinary generation, and from them I inherited the very eligible human tenement which I still occupy and a fortune of three hundred pounds a year. I suppose they also handed on to me a hare-brain humour, which it has been my chief delight to indulge. I received a good education. I can play the violin nearly well enough to earn money in the orchestra of a penny gaff, but not quite. The same remark applies to the flute and the French horn. I learned enough of whist to lose about a hundred a year at that scientific game. My acquaintance with French was sufficient to enable me to squander money in Paris with almost the same facility as in London. In short, I am a person full of manly accomplishments. I have had every sort of adventure, including a duel about nothing. Only two months ago I met a young lady exactly suited to my taste in mind and body; I found my heart melt; I saw that I had come upon my fate at last, and was in the way to fall in love. But when I came to reckon up what remained to me of my capital, I found it amounted to something less than four hundred pounds! I ask you fairly - can a man who respects himself fall in love on four hundred pounds? I concluded, certainly not; left the presence of my charmer, and slightly accelerating my usual rate of expenditure, came this morning to my last eighty pounds. This I divided into two equal parts; forty I reserved for a particular purpose; the remaining forty I was to dissipate before the night. I have passed a very entertaining day, and played many farces besides that of the cream tarts which procured me the advantage of your acquaintance; for I was determined, as I told you, to bring a foolish career to a still more foolish conclusion; and when you saw me throw my purse into the street, the forty pounds were at an end. Now you know me as well as I know myself: a fool, but consistent in his folly; and, as I will ask you to believe, neither a whimperer nor a coward."

From the whole tone of the young man's statement it was plain that he harboured very bitter and contemptuous thoughts about himself. His auditors were led to imagine that his love affair was nearer his heart than he admitted, and that he had a design on his own life. The farce of the cream tarts began to have very much the air of a tragedy in disguise.

"Why, is this not odd," broke out Geraldine, giving a look to Prince Florizel, "that we three fellows should have met by the merest accident in so large a wilderness as London, and should be so nearly in the same condition?"

"How?" cried the young man. "Are you, too, ruined? Is this supper a folly like my cream tarts? Has the devil brought three of his own together for a last carouse?"

"The devil, depend upon it, can sometimes do a very gentlemanly thing," returned Prince Florizel; "and I am so much touched by this coincidence, that, although we are not entirely in the same case, I am going to put an end to the disparity. Let your heroic treatment of the last cream tarts be my example."

So saying, the Prince drew out his purse and took from it a small bundle of bank-notes.

"You see, I was a week or so behind you, but I mean to catch you up and come neck and neck into the winning-post," he continued. "This," laying one of the notes upon the table, "will suffice for the bill. As for the rest - "

He tossed them into the fire, and they went up the chimney in a single blaze.

The young man tried to catch his arm, but as the table was between them his interference came too late.

"Unhappy man," he cried, "you should not have burned them all! You should have kept forty pounds."

"Forty pounds!" repeated the Prince. "Why, in heaven's name, forty pounds?"

"Why not eighty?" cried the Colonel; "for to my certain knowledge there must have been a hundred in the bundle."

"It was only forty pounds he needed," said the young man gloomily. "But without them there is no admission. The rule is strict. Forty pounds for each. Accursed life, where a man cannot even die without money!"

The Prince and the Colonel exchanged glances. "Explain yourself," said the latter. "I have still a pocket-book tolerably well lined, and I need not say how readily I should share my wealth with Godall. But I must know to what end: you must certainly tell us what you mean."

The young man seemed to awaken; he looked uneasily from one to the other, and his face flushed deeply.

"You are not fooling me?" he asked. "You are indeed ruined men like me?"

"Indeed, I am for my part," replied the Colonel.

"And for mine," said the Prince, "I have given you proof. Who but a ruined man would throw his notes into the fire? The action speaks for itself."

"A ruined man - yes," returned the other suspiciously, "or else a millionaire."

"Enough, sir," said the Prince; "I have said so, and I am not accustomed to have my word remain in doubt."

"Ruined?" said the young man. "Are you ruined, like me? Are you, after a life of indulgence, come to such a pass that you can only indulge yourself in one thing more? Are you" - he kept lowering his voice as he went on - "are you going to give yourselves that last indulgence? Are you going to avoid the consequences of your folly by the one infallible and easy path? Are you going to give the slip to the sheriff's officers of conscience by the one open door?"

Suddenly he broke off and attempted to laugh.

"Here is your health!" he cried, emptying his glass, "and good night to you, my merry ruined men."

Colonel Geraldine caught him by the arm as he was about to rise.

"You lack confidence in us," he said, "and you are wrong. To all your questions I make answer in the affirmative. But I am not so timid, and can speak the Queen's English plainly. We too, like yourself, have had enough of life, and are determined to die. Sooner or later, alone or together, we meant to seek out death and beard him where he lies ready. Since we have met you, and your case is more pressing, let it be to-night - and at once - and, if you will, all three together. Such a penniless trio," he cried, "should go arm in arm into the halls of Pluto, and give each other some countenance among the shades!"

Geraldine had hit exactly on the manners and intonations that became the part he was playing. The Prince himself was disturbed, and looked over at his confidant with a shade of doubt. As for the young man, the flush came back darkly into his cheek, and his eyes threw out a spark of light.

"You are the men for me!" he cried, with an almost terrible gaiety. "Shake hands upon the bargain!" (his hand was cold and wet). "You little know in what a company you will begin the march! You little know in what a happy moment for yourselves you partook of my cream tarts! I am only a unit, but I am a unit in an army. I know Death's private door. I am one of his familiars, and can show you into eternity without ceremony and yet without scandal."

They called upon him eagerly to explain his meaning.