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The next afternoon, James met Lola under the arch in Washington Park.

Determined to be a hero, James had spent the morning trying to find Lola an apartment. Mindy would have been shocked at his industrious-ness, he thought wryly, but Mindy never needed his help, and Lola did.

After making several calls, Redmon Richardly’s assistant told him about an apartment that might be available in her building on Eighteenth Street and Tenth Avenue. The rent was fourteen hundred dollars a month for a studio, and after tracking down the owner, who had not only heard of his book but had read it and loved it, James made an arrangement to see the apartment at three. Then he’d gone to the bank and, feeling like a criminal, withdrew five thousand dollars in cash. Strolling toward the park, he found Lola already waiting. She had mascara under her eyes as if she’d been crying and hadn’t bothered to wash it away. “Are you all right?” he asked.

“What do you think?” she said bitterly. “I feel like a homeless person.

Everything I own is in storage — and it’s costing me a hundred and fifty a month. I have no place to sleep. And the bathroom in that place I’m staying is disgusting. I’m afraid to take a shower. Were you able to ... figure something out?”

“I brought you some money,” James said. “And something else — something that should really make you happy.” He paused for effect, then said proudly, “I think I may have found you an apartment.”

“Oh, James,” she exclaimed.

“It’s only fourteen hundred a month. If you like it, we can use the cash to pay your first month’s rent and a deposit.”

“Where is it?” she asked cautiously. When he told her, she looked disappointed. “It’s so far west,” she said. “It’s practically on the river.”

“It’s within walking distance of One Fifth,” James assured her. “So we can visit each other all the time.”

Nevertheless, Lola insisted on taking a taxi. The cab pulled up to a small redbrick building that James suspected, given the location, had probably once been a flophouse. On the street level was an Irish bar. He and Lola walked up a narrow staircase to a short hallway with a linoleum floor. The apartment was 3C, and after trying the handle, James found the door open and he and Lola went in. It was a tiny space, no bigger than three hundred square feet — a room, really, in a normal person’s house — with a tiny closet, a tiny bathroom with a shower, and two cupboard doors that opened to reveal a minuscule kitchen. But it was clean and bright and located on a corner, so it had two windows.

“Not bad,” James said.

Lola’s heart sank. Had she really fallen so low in the short nine months she’d been in New York?

The landlady was a salt-of-the-earth type with a pile of bleached hair and a New York accent. Her family had owned the building for a hundred years; her biggest requirement, after an ability to pay, was “nice” people. Was Lola perhaps James’s daughter? No, James explained, she was a friend who’d had a rough time with an ex-boyfriend who’d dumped her.

The perfidy of men was one of the landlady’s favorite topics; she was always happy to help out a fellow female sufferer. James proclaimed the arrangement a done deal. The apartment, he declared, reminded him of his first apartment in Manhattan and how thrilled he’d been to have his own space and to be making his way in New York. “The good old days,” he said to the landlady, peeling off three thousand dollars in hundreds.

The extra two hundred would be used to cover Lola’s utilities.

“Now all you need is a bed,” James said when the deal was completed.

“Why don’t we get you a foldout couch? There’s a Door Store on Sixth Avenue.” Walking east, James noticed her glum expression. “What’s the matter?” he asked. “You don’t look happy. Aren’t you relieved to have your own apartment?”

Lola was in a panic. She hadn’t planned on getting an apartment at all, and especially such a shabby, depressing little place. She’d meant to take the money from Philip and James — thirty thousand in total — and install herself in Soho House, from where she would relaunch herself into New York society in style. How had her plan gone awry so quickly?

And now three thousand dollars were gone. “I didn’t expect it to happen this suddenly,” she said.

“Ah,” James said, holding up a finger. “That’s New York real estate. If we hadn’t taken the apartment, it would have been gone in an hour.

You’ve got to act fast.” At the Door Store, James purchased a couch with a queen-size foldout bed in a sensible navy blue fabric that wouldn’t show stains, the feel of which made Lola shudder. It was the floor model, James exclaimed, saying it was a great deal. And another fifteen hundred dollars was gone.

James finally escorted her back to the empty apartment, where she was to wait for the bed to be delivered. “I don’t know how you managed to do all this,” Lola said weakly. “Thank you.” She kissed James on the cheek.

“I’ll come by tomorrow and see how you’re settling in,” he said.

“I can’t wait,” Lola said. There was still the remainder of the fifteen thousand dollars James might give her, but she didn’t dare ask for it now.

She would have to talk to him about it tomorrow, though.

When James left, she immediately went to Thayer Core’s apartment.

“I got my own place,” she said.

“How’d you manage that?” Thayer said, looking up from his computer.

“James Gooch found it,” Lola said, taking off her coat. “He paid for it, too.”

“He’s an idiot.”

“He’s in love with me.” Lola was suddenly thrilled to be getting out of Thayer and Josh’s apartment. Thayer was becoming unreasonable, asking her for oral sex and pouting when he didn’t get it, saying he had something on her and would use it if he had to. “What?” she’d scoff. “You’ll see,” he’d say vaguely.

“Shut up, Thayer. You’re a douchebag,” she reminded him now.

“I thought you were trying to get back into One Fifth. I need information.”

“I’ll get it from James.”

“What if he requires sex in exchange?”

“I have sex with you, so what’s the difference?” Lola replied. “At least he doesn’t have diseases.”

“How do you know?”

“I know,” she said. “He’s only been with one woman for the past twenty years. His wife.”

“Maybe he sleeps with hookers on the side.”

Lola rolled her eyes. “Not every man is like you, Thayer. Decent men do exist.”

“Uh-huh,” Thayer said, nodding. “Like James Gooch. A man who’s an inch away from cheating on his wife. Although if I were married to Mindy Gooch, I’d cheat, too.”

The next day, knocking on the door of her new apartment, James found Lola sitting on the bare mattress of the foldout couch, crying.

“What’s wrong now?” James said, edging next to her.

“Look around,” Lola said. “I don’t even have a pillow.”

“I’ll bring you one from home. My wife won’t notice.”

“I don’t want some old pillow from your house,” Lola said, wondering how she’d managed to pick the cheapest man in Manhattan as her savior. “Do you think you could give me some money? Maybe the fifteen thousand dollars?”

“I can’t give it to you all at once,” James said. “My wife will get suspicious.” Having given the matter a great deal of thought, James had settled on a plan to pay Lola’s rent for six months while giving her two thousand dollars a month in spending money. “And when you get a job,” he said,

“you’ll be fine. You’ll have much more money than I did at your age.”

From then on, James went by the apartment every afternoon, often taking Lola to lunch at the Irish pub downstairs — to make sure she had one decent meal a day, he said — and then hung around her apartment afterward. He liked the uncluttered space and the afternoon sunlight that poured through the windows, noting that Lola’s apartment got more light than his own. “James,” she said. “I need a TV.”