By the time Velma informed him that Mr. Faravelli would see him and ushered him along an oak-paneled, carpeted hall to a spacious office, Carver felt poor.
Faravelli did nothing to assuage this. He was standing behind a massive, ornate desk and extending his hand for Carver to shake. Behind him was a wall that was all window, with narrow blinds tilted to alter the angle of the light but not to mute it. The rest of the walls were paneled like the hall, and the only decoration was a vast blowup of a color aerial photograph of Solartown. There was very little furniture in the office. All of it was expensive.
Straining, Carver reached across the desk and shook Faravelli’s strong, dry hand. Squinting into the light he was sure was designed to make him do just that and feel at a disadvantage, he studied Faravelli. What he could see of him.
The man in charge of Solartown development was about forty, average height, with thinning brown hair styled and parted on the side. His gray suit insistently whispered expensive, and there was a curious waxiness to his pale, regular features. He seemed to be only moments from suspended animation and display as an exhibit at a wax museum: American executive, circa 1990s. The sort who dressed for success down to his id.
In a pleasant voice he said, “Velma tells me you’re a detective investigating a death in Solartown, Mr. Carver.”
Carver confirmed that. He looked around for a place to sit down. There wasn’t any. Leaning forward with both hands on the crook of his cane, feeling like a performer about to tell lewd jokes, he said, “This won’t take much time. I came primarily to find out about Solartown’s reverse mortgage arrangement.”
Faravelli politely remained standing himself, poised and smiling. “In what context?”
Murder, Carver thought. He said, “Basically, how does the arrangement work?”
Faravelli told him in concise terms what Val Green had said earlier.
“Sounds like a profitable deal for Solartown,” Carver said, probing a little with the needle.
Faravelli showed no reaction. “It can be a good deal either way. Certainly the company profits from it, but it enables us to sell homes to our retirees at prices below market value, then actually provide them with a monthly income. That we reacquire the property at the time of death doesn’t matter much to the residents. And why should it?”
“What about the residents’ heirs?”
Faravelli shrugged. Or his silhouette did, against the light angling through the blinds. “That’s family business, not ours. To tell you the truth, Mr. Carver, we’ve had a few lawsuits threatened by heirs who claimed the residents were taken advantage of. All of them were dropped before reaching the courts, because there was simply no basis on which the plaintiffs could have proceeded. The fact is that our reverse mortgage plan allows retirees to turn home equity into lifelong income and maintain a desirable place to live.” He extended his arms and flipped his hands palms up, as if to demonstrate there was nothing up his sleeves. “Is that such a bad thing?”
Carver limped over to where he could look at Faravelli from an angle. He could see him better without the light in his eyes. The change in their relative positions seemed to irritate Faravelli, but only mildly. Carver said, “I suppose whether it’s a bad thing depends on the numbers.”
Faravelli moved out from behind the desk. He had a smooth, controlled walk, like an athlete. He glanced at Carver’s cane as if regretting that he was dealing with a cripple and couldn’t get properly tough. Carver had seen that act before.
“I don’t think I like the insinuation, Mr. Carver.”
“No insinuation,” Carver said, limping slowly to the side, “just an observation.”
“To be blunt,” Faravelli said, “I think you were implying that the reverse mortgage program is a confidence game run on the elderly.”
Carver stopped his gradual sideways shuffle. The light was at his back now. Faravelli was squinting. “You seem sensitive on the subject,” Carver said.
“I am!” Faravelli’s voice carried more anger than he’d intended. With an effort, he modulated it. “It annoys me that every time a corporation works to help the public, the effort is misinterpreted. People like you, the media, give business a bad name, and we don’t deserve it.”
“Sometimes you don’t,” Carver admitted.
Faravelli took a deep breath, then stalked back behind his desk. He picked up an elegant pearl-gray fountain pen and jotted something on a notepad. “I’m going to do you a favor, Mr. Carver,” he said as he wrote. He waved the gray memo paper a few times, then folded it in half and handed it to Carver. “Solartown is owned by five partners. This is a list of them. When you read it after leaving here, you’ll see that they’re hardly the type that would resort to a repugnant scam to make a few extra dollars.” He screwed the cap back on the pen; Carver saw that it was gold-trimmed and monogrammed in gold. Ah, the trappings of success. Faravelli probably read and understood everything in Forbes and Fortune.
Carver tucked the folded paper into his shirt pocket and thanked Faravelli for his time. As he was limping toward the door, Faravelli said, “We sell houses to perfectly healthy couples in their fifties who might live well into their nineties. Think of that, Mr. Carver, whenever you consider a case like Maude Crane’s, where we reacquire the house after only a few years.”
Carver turned around and said, “I’m surprised you’re aware of individual cases.”
He couldn’t see Faravelli’s reaction, now that he’d returned to stand behind his desk. The old back-to-the-light trick again. Upwardly mobile jerkoff must have read all the success manuals. Make your visitor feel uncomfortable, inferior, easily manipulated. The manuals didn’t explain that it worked only on people who felt that way when they walked into the office. Other people it sometimes got mad. In some cases, suspicious.
Faravelli continued to stand very still, not speaking. Enough of his busy day had been consumed by this minor and unpleasant digression.
“Morning,” Carver said. “It’s been edifying.” He limped out the door.
In the Olds he unfolded the thick gray notepaper on which Faravelli had identified the members of Solartown’s partnership.
They weren’t names of people. In precise, slanted print, Faravelli had noted the names of an investment company, a retail clothing chain, a major bank, a lumber firm, and an insurance company. Most of them were names Carver recognized. Not at all the sort of partners that would devise what to them would be a penny-ante confidence game, not worth the effort, considering the ratio of profit to risk.
Back at the Warm Sands, Carver called Beth’s room. She answered after five rings, and he wondered if she’d still been asleep. He’d known her to sleep till noon.
He read Faravelli’s precise printing to her and asked her to find out what she could about Solartown and its investors.
“ ’Bout time you gave me something to do,” she told him. “Where you gonna be, Fred?”
He said, “Under rocks, mostly. Looking for Adam Beed.”
17
Carver parked the olds on Skyview Lane, three lots up from Lou Brethwaite’s rundown blue trailer. Skyview was aptly named, Carver decided, as the only view worth looking at in the trailer park just outside Orlando was the sky. Rows of single and double-wide trailers were connected by streets where grass and weeds had burst through the cracks into sunlight. Some of the trailers had decrepit wooden latticework around their bases so they resembled actual houses, but the wood had rotted away on Brethwaite’s trailer and the wheels showed like guilty secrets in the shadows beneath faded blue fiberglass and rust-stained steel.