It was several hours before he took a break. His fingers were sore from separating and washing the dirt and charred mercury from the silver before weighing it, and his lower back ached from repeated trips to the pump on the corner for more water. It was growing colder outside, and he could see snow flying among the rocky peaks above the canyon. It was snowing hard above ten thousand feet; he figured the storm would be upon them by late afternoon.
He had finished the first four bags and already the lone miner was worth over $10,000, even at 122 cents per ounce. It was nearly pure silver, among the best he had ever seen. O’Reilly would easily bring in 132 cents per ounce, or perhaps more if he could find a buyer willing to speculate on high-grade metals. Pouring another cup of coffee, he went back to the lobby and added a log to the fire; again he felt the pain of the coming storm in his thigh. The skies had turned grey and swirls of dead aspen leaves blew up against the side of the building in small tornadoes that lost their gumption after only a few seconds.
The miner had left without a word, but all the papers had been filled out in the fine-lined script of a well-educated person and left in the teller window on top of the now forgotten newspaper. O’Reilly read through them as he warmed himself near the lobby stove.
The miner’s name was William Higgins. There was no next of kin listed as a beneficiary of the account, and the only address given was one in Oro City. O’Reilly stopped. That couldn’t be right. Higgins had to come from this side of the pass. Oro City was two passes southwest of Idaho Springs. Neither the stage nor the train travelled that route, and by now the snows would have closed even the horse trails until next April. There was no way one man could have driven a team of horses and a wagon loaded with nearly a thousand pounds of silver across those mountain passes in late September. Claim jumpers and raiders would have killed him several times over had they suspected what he was carrying. Perhaps he lived in Oro City but worked the mines near Georgetown, Empire or any of the small encampments along Clear Creek Canyon. Nodding contemplatively over his coffee, O’Reilly decided that was the only answer, and went about setting up Mr Higgins’s new accounts.
It was after 4.00 p.m. when William Higgins returned to the Bank of Idaho Springs. He stood silently in the lobby; had it not been for the cold breeze that blew in when he opened the door, O’Reilly would not have known he was back. It was snowing hard and the miner had a light dusting of flakes scattered across his hat and shoulders.
‘Well, Mr Higgins, you are a wealthy man. I’m about finished and it appears you have-’
‘I need the key to the safe deposit box now,’ Higgins interrupted. He carried two items: a metal cylinder about fifteen inches long and a small wooden box that looked as though it had been carved from rosewood or mahogany, nothing like the scrub oak, pine or aspen that grew in the area. O’Reilly had seen a rosewood cutlery box in Lawrence Chapman’s Alexandria home ten years earlier; he remembered the darkly coloured wood and tight grain pattern.
O’Reilly also noticed, for the first time, that Higgins wore spurs on his boots. He thought again what an odd customer this miner was: wearing spurs to drive a wagon?
‘Uh, yessir, well, on that issue we have a small problem. You see the deposit boxes are basically drawers in the top level of our safe. Each has its own key, and we keep one copy here while you take the other copy with you. When I checked after lunch, we only have one drawer left, and I’m sorry to say, there’s only one key for that drawer here. I’m not certain what happened to the other copy, but I’d guess the last customer lost it somewhere.’
‘That’s fine. Bring me the key.’
‘Well, that’s the thing. I need to keep the last copy of the key here; so you won’t actually be able to take a key with you tonight. Do you still want the box?’
‘I do.’
O’Reilly opened the door to the lobby, allowing Higgins to enter the area behind the counter near the bank’s safe. He indicated a row of drawers inside, each adorned with a slim brass plate, and pointed to the one engraved 17C in short block letters. Handing Higgins the key, he excused himself.
‘I’ll give you some privacy. If you have trouble with the lock, give a holler and I’ll come help you out.’ As O’Reilly left the safe, Higgins quickly unlocked the drawer, placed the two items inside and re-locked it with a sense of finality.
The rack of keys from which O’Reilly had taken this one hung on the wall behind the teller’s window. The miner stealthily took a key from the hook numbered 12B and secreted the key marked 17C into his vest pocket. ‘I’m finished here now,’ he called.
O’Reilly came hurriedly out from his office. He quite failed to realise he was returning the wrong key to the rack.
‘I’m about through here as well, sir. I have the account established. Here is your account number, and you have a current balance of $17,802. You brought in approximately nine hundred and twelve pounds of refined silver, Mr Higgins.’ O’Reilly watched the miner for his reaction: that was an enormous amount of money; when the man failed to respond, he went on cautiously, ‘If you don’t mind my asking, sir, how did you manage it? How did you get it all here by yourself, across those passes – or do you live in Oro City and work the mines here in the canyon?’
Seconds passed in silence. Setting his jaw, O’Reilly continued with business. ‘On the first of each month, we will draw two dollars from the account to cover the rent on your safe deposit drawer. Now, can I get you any cash this evening?’
‘No. I’ll be back when I need cash,’ Higgins said, and his spurs sounded with a rhythmic chime as he turned, left the bank and walked into the coming darkness.
The bank manager sat alone in his rented room above Millie’s Tavern. He had money saved, but he was alone. This way he had Millie and Jake Harmon to provide pleasant company in the evening. Women were numerous in Idaho Springs, but most made their living as prostitutes, several right here at Millie’s. O’Reilly had not fallen in love with a woman since he moved from out east; unless and until he did, he felt no need to build himself a home.
He generally dined downstairs in the bar, but this evening he had asked Millie to bring a plate to his room so he could finish reading the paper before going to sleep. As he reviewed the news, he came across the linotype of the malevolent beast that was supposedly stalking the mines of Oro City.
Oro City. O’Reilly paused, his hand frozen above a smudged listing of Denver’s upcoming social events. There had been something about Oro City. Quickly he turned back to the story of the killings in Empire Gulch two weeks earlier. A large cache of silver had disappeared. Could Higgins have made it all the way to Idaho Springs in two weeks? Perhaps he was not alone. He had worn spurs today; O’Reilly had seen them. He must have ridden, and had a partner, or partners, driving the wagon. And he’d been too quiet. He had not talked like most mine workers did when they finally had some time in town – especially those with a large deposit, they always liked to pass the time while he washed and weighed their strike. Jesus, was Higgins that killer? He slowly ran his finger across the raised letters of his new belt buckle. Refined silver. Why keep it in Colorado? Why not head for California, Santa Fe or Kansas City? Why try to sell it here, where it would be under suspicion? And what was in that safe deposit box?
Checking his watch, he saw it was already 10.15 p.m. Late. The silver was locked up and the key to the deposit box was hanging safely on the rack near his office. O’Reilly decided he would contact the sheriff in the morning; tomorrow was time enough to get to the bottom of these strange events. He rubbed his aching thigh and looked out of the window at the falling snow. Tomorrow he could deal with William Higgins.