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Ragnhild was the only stockbroker in Oslo to have been offered a full partnership as she left for maternity leave. To everyone's surprise, however, she resigned. She had been offered another job. Managing Mads Gilstrup's family fortune.

She explained to her boss on the farewell night that she thought it was time that brokers schmoozed with her, and not vice versa. She didn't breathe a word about the real reason: that, sad to say, Mads Gilstrup had been unable to manage the sole task he had been entrusted with, that of finding good advisers, and that the family fortune had shrunk at such an alarmingly rapid rate that Ragnhild and her father-in-law, Albert Gilstrup, had both intervened. That was the last time she met her boss. A few months later she heard he had taken sick leave after years of affliction with asthma.

Ragnhild didn't like Mads's social circle and she noticed that Mads didn't, either. But they still went to the parties they were invited to, since the alternative – ending up outside the clique of people who meant or owned anything – was even worse. It was one thing to spend time with pompous, complacent men who deep in their hearts felt that their money gave them the right to be so; however, their wives, or the 'bitches', as Ragnhild labelled them in secret, were quite another. The chattering, shopaholic, health-freak housewives with tits that looked so genuine, not to mention the tan, although that was genuine, since they and their children had just returned from two weeks in St Tropez 'relaxing' away from au pairs and noisy workmen who never finished swimming pools and new kitchens. They talked with unfeigned concern about how bad the shopping had been in Europe over the last year, but otherwise their horizons didn't stretch further than skiing in Slemdal or swimming in Bogstad, both near Oslo, and at a pinch, Kragero, in the south. Clothes, facelifts and exercise apparatuses were the wives' topics of conversation as that was the means to holding onto their rich, pompous husbands, which of course was their sole real mission here on earth.

When Ragnhild thought like that she could surprise herself. Were they so different from her? Maybe the difference was that she had a job. Was that why she couldn't stand their smug faces at the morning restaurant in Vinderen when they complained about all the welfare abuse and tax evasion in what they, with a slight sneer, called 'society'? Or was there another reason? Because something had happened. A revolution. She had begun to care for someone other than herself. She hadn't felt that since Amalie. Or Johannes.

The whole thing had started with a plan. Share values had continued to tumble thanks to Mads's unfortunate investments, and something drastic had to be done. It wasn't just a question of shifting assets to funds with a lower risk; debts had accumulated that had to be covered. In short, they needed to make a financial coup. Her father-in-law had launched the idea. And it really did smack of a coup, or to be more precise, a robbery. Not a robbery of a well-guarded bank but of old ladies. The lady in question was the Salvation Army. Ragnhild had gone through their property portfolio, which was nothing short of impressive. That is, the properties were not in very good condition, but their potential and location were excellent. Above all those in central Oslo, and especially those in Majorstuen. The accounts of the Salvation Army had demonstrated at least two things to her: they needed money and the properties were hugely undervalued. In all probability they were not aware of the assets they were sitting on; she very much doubted the decision-makers in the organisation were the sharpest knives in the drawer. In addition, it was perhaps the perfect time to buy as the property market had fallen at the same time as share prices, and other leading indicators had begun to point upwards again.

One telephone call later she had arranged a meeting.

It was a wonderful spring day as she drove up to the Salvation Army Headquarters.

Commander David Eckhoff received her and within three seconds she had seen through the joviality. Behind it she saw a domineering leader of the herd, the kind she was so talented at manoeuvring and she thought to herself: this could go well. He led her into a meeting room with waffles, sensationally bad coffee and one older and two younger colleagues. The older one was the chief administrator, a lieutenant colonel who was on the point of retiring. The first of the two younger ones was Rikard Nilsen, a timid young man similar at first glance to Mads Gilstrup. But that recognition was nothing compared with the shock she received when greeting the other young man. He shook hands with a tentative smile and introduced himself as Jon Karlsen. It wasn't the tall, stooped figure, nor the open boyish face, nor the warm voice, but the eyes. He looked straight at her. Inside her. The way he had done. They were Johannes's eyes.

For the first part of the meeting, while the chief administrator accounted for the turnover of the Norwegian Salvation Army, amounting to just under a billion kroner, of which a significant contribution was rental income from the 230 plots the Army owned, she sat in a trancelike state trying to stop herself staring at the young man. At his hair, at his hands resting on the table in total serenity. At his shoulders that didn't quite fill the black uniform, a uniform which Ragnhild had, from her childhood, associated with old men and women who, despite not believing in life before death, sang to three-chord songs with a smile. She must have thought – without really thinking – that the Salvation Army was for those who couldn't gain a foothold anywhere else, the simple ones, the lacklustre and the lackwits no one else wanted to play with but who knew that in the Army there was a community where even they could meet the requirements: singing second voice.

When the chief administrator was finished, Ragnhild thanked him, opened the folder she had brought with her and passed a single A4 sheet over the table to the commander.

'This is our offer,' she said. 'It will become clear which properties we're interested in.'

'Thank you,' said the commander, studying the document.

Ragnhild tried to read the expression on his face. But knew it didn't mean much. A pair of reading glasses lay untouched on the table in front of him.

'Our specialist will have to do the calculations and make a recommendation,' the commander said with a smile, and passed the document on. To Jon Karlsen. Ragnhild noticed the twitch in Rikard Nilsen's face.

She pushed a business card across the table to Jon Karlsen.

'If anything is unclear, just give me a ring,' she said, and felt his eyes on her like a physical caress.

'Thank you for talking to us, fru Gilstrup,' Commander Eckhoff said, clapping his hands. 'We promise to give you an answer in the course of… Jon?'

'Not too long.'

The commander gave a jovial smile. 'Not too long.'