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Maddie snorted.

Tara rolled her eyes and pulled out her wallet.

“I’ll pay you back,” Chloe said.

“You always say that,” Tara said.

“Yeah? How much do I owe you?”

“One million trillion dollars.”

Chloe grinned. “I’ll get right on that.”

Tara looked at Maddie.

“You spoil her,” Maddie said with a shrug.

“Shh, don’t say that,” Chloe said. “She’s right here.”

Tara knew she wasn’t exactly known for the warm, loving emotions required to spoil someone, and that she could come off as distant, even cold. This actually surprised her because she didn’t feel distant, although she’d like to try being so sometime.

It’d be nice not to worry about things like money, or the future, or her sisters. And Tara did worry continuously, about Maddie and Chloe more than anything else-like whether Maddie was getting over her abusive ex and if Chloe would ever get over her inability to show or trust love.

Because of the these things, Tara stayed in Lucky Harbor longer than planned. Or so she told herself.

“So what’s next?” Chloe asked as they walked back to the inn. “I wore my bathing suit in hopes of getting a tan.”

“We’re going sailing,” said the Team Building Day’s president.

“We went sailing last week and nearly killed each other,” Chloe said.

“We went canoeing last week,” Maddie corrected, “and Tara nearly killed you because you tipped her over, and she’d been having a good hair day. Keep your hands to yourself and you’ll survive today’s Team Building Adventure.”

“Hmm,” Chloe said, sending a long, steady look in Tara’s direction as they boarded the Cape Dory Cruiser, the sailboat that had come with the marina.

They’d also inherited kayaks, canoes, a fishing boat, and one dilapidated houseboat. Most of these equated to some modest rental income, and they were determined to wring every penny out of the place that they could.

They had to, seeing as they’d gone through money with alarming speed to get everything up and running. Maddie’s savings was gone. Tara’s, too. It was a small price to pay, she reminded herself, for a new lease on life. A life that was lived the way she wanted, and not for anyone else.

“Tara,” Maddie said, pointing, “you’re in the cockpit.”

“Yes!” Chloe triumphantly pulled off her skimpy sundress, revealing an even more skimpy red bikini beneath. “Time to sun, ladies.”

Tara motored them out of the marina and looked at Maddie for further instructions.

“Point the bow into the wind,” Maddie said. She was the only one who knew what she was doing, having taken a few lessons from Ford.

Tara had taken lessons from Ford, too. But that had been seventeen years ago, and the lessons she’d taken had nothing to do with sailing.

“What?” Maddie asked, making Tara realize she was smiling at the memory.

“Nothing.”

“That’s more than a ‘nothing’ smile,” Chloe noted.

Tara ignored her.

“Into the wind,” Maddie repeated to Tara.

Tara looked around to figure out which way the wind was coming.

“Quickly,” Maddie said. “Or you’ll swamp us.”

Tara didn’t know exactly what that meant but it didn’t sound good. The boat was lurching heavily to the right and then the left on the four-foot swells; the wind was whipping her hair from all directions so she had no idea exactly which way was “into the wind.”

“West!” Maddie yelled. “To the west.”

“Okay, okay,” Tara said, having to laugh at the sharpness in the former mouse’s voice. “To the west it is.” Just as soon as she figured out which way was west exactly…

Left!

So Tara steered left.

“Pull the halyard!” Maddie called out.

Tara looked at her. “Say that again in English?”

“Hoist the sail!”

“You should add ‘aye, mate’ at the end of that,” Chloe told Maddie, spritzing herself with suntan lotion.

Maddie stood there, feet planted wide, wind whipping at her clothes, indeed looking like a modern-day pirate. “Pull it,” she commanded as Tara hustled to do her bidding. “Crank it around the winch.”

Tara glanced at Chloe.

Chloe had her face tipped up to the sun, and she was smiling, the little witch. “Isn’t it Chloe’s turn?” Tara asked hopefully.

“Not yet,” Chloe said. “I feel my asthma acting up.” She gave a little cough-cough, then affected a wheeze. “See?”

Maddie laughed. “At least put some phlegm into it.”

Chloe began to work at wheezing and ended up coughing for real.

Tara sighed and began to hoist the sail. She wanted to be the pirate, dictating orders, thank you very much.

“Harder,” Maddie told her. “You have to do it harder.”

“That sounds dirty,” Chloe said.

“Unfurl the jib,” Maddie said, ignoring Chloe. “Hurry.” She actually made a very cute tyrant in her snug capris and a tank top, looking fit and quite in charge even as she nibbled on potato chips-

Wait a minute. Tara narrowed in on the chips. How unfair was that? “Hey, if you were a really good captain, you’d share those.”

Maddie peered in the bag, probably to assess whether she had enough to share. Tara knew that Maddie believed that chips were God’s gift, the second best thing on earth. They used to be Maddie’s numero uno, but then she’d fallen in love with Jax, so sex had been moved to the top of the list.

Maddie had her priorities straight. And as she reluctantly offered Tara some chips, Tara knew it was time she got her priorities straight as well.

They sailed for an hour, with Chloe sprawled out for maximum sun coverage, her fast-acting asthma inhaler tucked into the string low at her hip. Her long red waves were corralled prettily in a ponytail sticking out the back of a baseball cap that read: DARE TO BE NAUTI, and she had huge movie-star sunglasses perched on her pert nose.

Tara looked down at herself. She hadn’t dressed special for this adventure. She’d worn thin trousers and a fitted knit top that was probably better suited for a day at the office, but it was what had been clean that morning. Besides, everyone knew that it wasn’t so much what you had in the bank, or even where you rested your head at night-it was what you wore and how you wore it. She turned to Maddie. “Tell me again why Chloe’s just lying there looking pretty?”

“Aw, thanks, hon,” Chloe said, not opening her eyes.

“Chloe’s going to get up now and reverse the entire process,” Maddie said. “And bring us back to the marina.”

Chloe sighed but obeyed and rolled lithely to her feet.

Tara gave Chloe a very immature ha! smirk and took the sun-worshipping spot. It took another hour to get back, and she spent that time enjoying the feel of the boat rocking beneath her, the scent of the salty ocean air, and the warmth of the sun drying her damp clothes and skin. She listened while feeling smug and superior as Maddie turned her bossiness on Chloe for a change.

“Watch your starboard,” Maddie called out when Chloe steered toward the marina as they came back in. “Starboard!”

“What the hell’s starboard?” Chloe yelled back.

“The right side! Watch your right side! Cripes, don’t you people retain anything?”

Chloe slid the usually easygoing Maddie a look. “Either you had too much caffeine this morning or you didn’t get laid when you got up.”

Maddie rolled her eyes.

“Didn’t get laid,” Chloe decided.

“For your information, I got up too early to get…” Maddie lowered her voice to a whisper, “laid. And I have no idea how that matters.”

“It matters because you’re much more relaxed after Jax-”