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Leonidas looked significantly brighter. “It must be very satisfactory,” he said, “to know you have so well retained the old skills.”

“Oh, well, you know,” I said modestly, but it pleased me more than I could say that he should notice.

“But was that a clever move, paying the coachman such as you did? He might just as well report your bribery to Duer.”

“If he tells Duer what he overheard, Duer will think I know nothing and will never learn anything. He will cease to regard me seriously.”

“And if he tells Duer that you paid him to lie?”

“Then,” I said, “we will have stirred up the hornet’s nest, and we shall be able to watch the results. Always better to be involved in chaos of your own making, Leonidas. We know almost nothing and are set against powerful forces, but as long as they are reacting to what we do, the advantage is ours.”

Joan Maycott

Autumn 1791

Within a few months of our arrival in Philadelphia, even Jericho Richmond, the most cynical of our band, began to think success was likely, if not precisely assured. William Duer may have been intrigued initially by the mere novelty of a female speculator, but soon enough he came to regard me as a sage advisor as well. I should like to have been able to offer him advice on how to invest, and have that advice bear fruit, but I am no more prescient than any other mortal, and I had no abilities beyond those provided by keen observation and common sense. Accordingly, I did the next best thing. Already having one of Dalton ’s whiskey boys close to Duer, I could receive word on the speculator’s plans and then advise him to do what I knew he intended. If I could not predict the market, I could at least predict the investor, and he, hearing his own ideas parroted back, believed me brilliant, for I reflected back to him his belief in his own sagacity.

It was important that I also know the history of the investor. When I met with Duer I questioned him as closely as I dared. My interest would always have to be that of an adoring woman, not a counting-house clerk, and yet it was the details of the ledger book I craved. Indeed, Duer dropped a few hints of some past exploits I thought could be useful, and accordingly I visited the Library Company, that marvelous institution founded by Benjamin Franklin, and conducted some researches into old papers.

In reviewing the accounts of the old Board of Treasury, which functioned between the end of the war and the establishment of the Constitution, I learned that when William Duer had run the board he lent himself some $236,000, and only a careful review of the records, one conducted with knowledge of the cheat, made clear that the money had never been returned. Duer had stolen from his country, and apparently no one knew it.

I had found what I most sought, a key to Duer’s ruin. It was a primed pistol, ready for me to discharge when the time was right.

D uer was, as near as I could tell, quite dedicated to his wife, Lady Kitty, the daughter of William Alexander, the famous Lord Stirling, hero of the Revolution. Yet after our first meeting he asked me to meet him again the next day at the City Tavern, where we might discuss further my insights into speculation. I cared little for his reputation or the feelings of Lady Kitty, so I agreed immediately. As we were stepping out onto the street, however, we were joined again by Reynolds, who continued to eye me with suspicion.

“I’m certain I know you from somewheres,” he said to me.

“Mind how you speak to a lady, Reynolds,” said Duer.

“I’m not looking to be impertinent,” he said, “but I am to look after you, and I’m telling you I know her.”

I had to make a decision, for if I denied knowing them, my falsehood might later expose me. Thus I smiled at Duer. “You sold my husband a ground lease in the West some years ago.”

Reynolds colored. “By God, that’s it! You’re Maynard or Mayweather or something of that sort.”

“This is Mrs. Maycott,” said Duer. “Now, if you’re done-”

“That’s her! The one what Tindall said killed her own husband!” Reynolds shouted.

An expression of understanding crossed Duer’s face. I don’t know how much he had heard of the incident, but if he dealt with Tindall he would have had some notion of his perfidy.

He looked at me with a very contrite face. “I never did hear the full story, but my understanding was that Tindall treated your family unkindly and then attempted to lay the blame upon you.”

I bristled at his use of so limpid a euphemism for murder, but this was not the time to resolve such things. Instead, I said, “I suppose none of us could be surprised that Tindall dealt with himself so harshly, given the crimes upon his conscience.”

As it happened, accusations of murder had never surfaced in the Tindall affair. Perhaps Phineas ultimately lacked the resolve to deliver his confession, and the sheriff decided that a wound to the back of the head was consistent with a hanging. After Brackenridge had humiliated Tindall before the sheriff (a man who did not scruple to talk about his supposedly private conversations), it was widely rumored that Tindall had murdered both Andrew and his own man and, after attempting and failing to blame me, had taken his own life rather than face the humiliation of a trial.

I met his gaze. “Those events are in the past.”

Duer took my hand and held it softly. “For my own part in that wretched affair-”

I shook my head. I did not want to hear a meaningless apology from him. “You did no more than sell us a lease. You cannot be responsible for how Tindall behaved.”

“Of course not,” he said, “and yet some small part of the affair must be set before me.”

“No,” I said. “It is noble that you say so, but it is not true.”

“Wait one moment,” said Reynolds. He stepped close to me, crowding me with his massive form. I believed I could actually feel the heat emanating from him, and his smell, like that of a bull, filled my nostrils. “I don’t like this at all.”

Duer pushed him back. “Mind yourself, Reynolds.”

“I think I’d rather mind you and her. She always was a cagey one, this lady. You forget I rode out to Pittsburgh with her. She’s one of those women who must always have her own way.”

“Is there another kind? Ha-ha! You’ll forgive me, madam.”

I smiled in deference.

“You don’t think it a bit odd,” Reynolds said, “her appearing here, making nice with you after what you done-”

“That will be enough, Reynolds,” Duer barked. “Silence yourself-now!”

Reynolds took a step back as if struck, though his face showed no expression of pain, just puzzlement. He wished to know what I did with Duer, and I could see he did not believe for a moment that our meeting was by chance or that I was so quick to forget the injury the speculator had done me. Even then, I could see behind his dark eyes, so obvious in their brooding, that he searched not for a way to protect Duer but to turn my unlikely presence to his own advantage.

I began to meet with Mr. Duer at the City Tavern whenever he did business in Philadelphia, which amounted to at least one protracted visit every two weeks. Though men wondered at the nature of our friendship, no one wondered aloud in our presence.

As I repeated to Duer his own ideas, handily reported to me by my man in his service, the speculator began to grow increasingly sanguine about my opinions. Thus, after meeting with him for the better part of two months, I decided it was time to begin pushing him in the direction I so desired. Duer made it a point to introduce me to a number of his associates-perhaps he wished them to believe our relationship was of a more intimate nature than it was, or perhaps he wished to impress them with his marvelous pet, the thinking woman-and so I came to know a number of men in Duer’s circle.