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Michael Ruffing was a short, energetic man with thick hands and curly gray hair. He was one of the guys who grew up in the neighborhood and kept his neighborhood ways, his Philly accent, his rough talk, his way of shooting his cuffs and fixing his tie between questions. He had grown rich in real estate and lost everything in the bust and grown rich again with a series of nightclubs, the last and largest of which was Bissonette’s, which made him a name in the city. He was one of those developers who believed he could build anything he could envision, and he had envisioned a hotel and shopping complex on the waterfront that would draw tourists from five states and would be riverboat-ready when the governor, the only remaining obstacle to legalized gambling on the river, left office. But more than one visionary developer had run aground on the shoals of the Philadelphia waterfront, a cement-encased stretch between the Delaware River and I-95 that had defied commercial development on a grand scale. Ruffing was now testifying as to how his vision died and the part Jimmy Moore and Chet Concannon had played in its death.

“Now on these expensive outings of his at your club,” continued Eggert, “how did the councilman pay?”

“Cash. Sometimes he would put it on a tab when he was short, which was okay by us because he was in about twice a month like I said, and if he was short one visit he would make up for it the next. Actually it wasn’t the councilman that paid, it was Chet.”

“You mean Mr. Concannon.”

“That’s right. It was Chet who carried the money. Or if not Chet then it was the councilman’s media guy, Chuckie Lamb.”

“And he tipped well?”

“The councilman, sure. Chet too. But Chuckie wasn’t a great tipper. Whenever the councilman would catch him shorting one of the servers he’d give Chuckie hell, call him the cheapest bastard this side of Trenton.”

Everyone laughed at that and I did too. I turned around. Chuckie was sitting in the back of the courtroom. Well, almost everyone was laughing.

“Now, Mr. Ruffing, did there come a time when you entered into business discussions with Councilman Moore?”

“Yes.”

“And how did that come about?”

“One night, when Jimmy was in with his girlfriend and Chet…”

“Objection,” shouted Prescott from his seat.

I turned around again, quickly. In the row behind Jimmy sat his wife, Leslie. Her eyes were closed, her face tense, she was breathing deeply. Then she opened her eyes again and looked forward calmly. Chuckie had been right, Leslie Moore had known about Veronica all along.

“I ask that the answer be stricken,” said Prescott.

“I’ll so order,” said the judge. “Now, Mr. Ruffing, try only to answer my question. How did you enter into business discussions with Councilman Moore?”

“He was at the club one night and he called me over and made room for me to sit down next to him. I was actually busy and I tried to beg off but he insisted, so I sat.”

“And what did he say, Mr. Ruffing?” asked Eggert.

“He was angry. He told me he had heard I was setting up plans for the waterfront development and was seeking help in the council but that I didn’t talk to him first. He told me he had been a good customer for a long time and that I had insulted him by not going through him to get approval for my plan. I told him I didn’t mean to insult him and that, sure, I’d love his help. So he said if we worked together he could be the best friend I ever had and that I should call him and I did. That’s when he told me he thought my plan would take off like a rocket ship and I thought that was great, that got me all excited. It was a good plan, it would have been good for the city, and I thought that Councilman Moore saw that too. So he told me to set up a meeting with Chet Concannon and I did.”

“When was that meeting?”

“A few days later. Chet sat down with me on a bench at Penn’s Landing and told how the legislative process worked with the council and how the councilman would propose the enabling legislation I needed for the development and shepherd it through a political obstacle course to get the legislation approved.”

“What did you say?”

“I told him I was excited about his help and was very optimistic. Then Chet started talking about CUP, that’s the councilman’s political action committee, and about all the good work it was doing, sponsoring drug treatment facilities, registering voters, organizing neighborhoods, general political stuff, you know. Now I’m no young kid from the suburbs, I knew what he wanted. So I told him, I said sure, how much do you want? That’s when he flabbergasted me.”

“What did he say?”

“He said one percent of the cost for the entire project. The thing was budgeted at one hundred and forty mil, if we got both the hotels we wanted and the shopping strip. So what he was demanding was a million four.”

“Did you agree?”

“Not at first. I couldn’t. How was I going to come up with a million four right off the books? I wasn’t making enough on the club to cover it all and the financing was too tight to work with, really. The banks had it down to the penny. But Chet told me that I had to think of the future, how much could be realized if the waterfront plan went through. How much money I would make. And he said the councilman didn’t expect it all at once, he’d take it over time, which would make it easier. I still didn’t figure I could make it. But then he told me that the councilman had a lot of power on the zoning committee and would be looking very carefully at the plans and he told me that unless the councilman was certain of my commitment to help all the neighborhoods of the city he would kill the plan and any bills introduced to get it done.”

“How did you take that?”

“As a threat, sure. He was telling me I pay a million four or the plan was dead. I had been in real estate a long time, I knew the shakedown when I saw it, but I had already invested over a million in the design and initial purchasing of lots and I had mortgage commitments with penalties that I had signed personally, options that were costing me a fortune to keep up. I couldn’t afford to let it die.”

“So what did you do?”

“What could I do? I paid.”

“How much?”

“Chet said he would take a hundred grand to start, and then the same amount each month or so. And then he said the councilman would like a large part of it in cash so he could pay it out to the neighborhood organizers that were instrumental in running the programs.”

“How did you pay?”

“About once a month the councilman would call and give me an update on the project, how the bills were progressing through City Council. And then he would set up a meeting for me with Concannon. I would meet Concannon at various places around the city. We’d talk about the deal, sometimes we’d have lunch. Everything was very friendly, you know. And then I’d pay him.”

“What would you give him?”

“A check made out to CUP for fifty thousand and the rest of that payment in cash in a manila envelope. What I did was set up a credit account at a couple of the casinos in Atlantic City and take out enough chips in bits and pieces over an evening to make up the fifty thousand. Then I’d cash out, asking for hundreds. Concannon told us the councilman liked the cash to be in hundreds and cleaned through the casinos.”

“To pay the neighborhood activists?” asked Eggert with a wry smile.

“That’s what Chet said.”

“And what happened in Council?”

“Oh, the councilman was true to his word. The project was moving through the system. It got stalled here and there, which you got to expect, it’s the city after all. And I was already running short of cash because of the delays, but the councilman was doing his part. But then, along with my money problems, Zack found out about the payments.”

“You mean Mr. Bissonette?” asked Eggert.

“Yeah, right. I had given him a small piece of the club in exchange for his name and every now and then he’d take a look at the books. When he saw these payments to the casinos and CUP he went crazy. He was a good guy, Zack, and I couldn’t really blame him. Said he wouldn’t be involved in anything that wasn’t completely legal, said he wouldn’t let profits from his club be used to bribe a councilman.”