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I Owe You One is a work of fiction. Names, characters, places, and incidents are the products of the author’s imagination or are used fictitiously. Any resemblance to actual events, locales, or persons, living or dead, is entirely coincidental.

Copyright © 2019 by Madhen Media Ltd.

All rights reserved.

Published in the United States by The Dial Press, an imprint of Random House, a division of Penguin Random House LLC, New York.

THE DIAL PRESS and the HOUSE colophon are registered trademarks of Penguin Random House LLC.

Published in the United Kingdom by Bantam Press, an imprint of Transworld Publishers, a Penguin Random House UK company.

LIBRARY OF CONGRESS CATALOGING-IN- PUBLICATION DATA

Names: Kinsella, Sophie, author.

Title: I owe you one : a novel / Sophie Kinsella.

Description: New York : The Dial Press, [2019]

Identifiers: LCCN 2018038400 | ISBN 9781524799014 (hardback) | ISBN 9781524799021 (ebook) | ISBN 9781984854698 (international)

Subjects: | BISAC: FICTION / Contemporary Women.

Classification: LCC PR6073.I246 I2 2019 | DDC 823/.914—dc23

LC record available at https://lccn.loc.gov/2018038400

Ebook ISBN 9781524799021

randomhousebooks.com

Title-page image adapted from iStockphoto.com images

Book design by Dana Leigh Blanchette, adapted for ebook

Cover design: Eileen Carey

Cover illustrations: © Jenny Kroik (city background); © Richard Ogle (woman)

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Contents

Cover

Title Page

Copyright

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Chapter Fifteen

Chapter Sixteen

Chapter Seventeen

Chapter Eighteen

Chapter Nineteen

Chapter Twenty

Chapter Twenty-one

Chapter Twenty-two

Chapter Twenty-three

Chapter Twenty-four

Chapter Twenty-five

Chapter Twenty-six

Chapter Twenty-seven

Dedication

Acknowledgments

By Sophie Kinsella

About the Author

Excerpt from Surprise Me

One

The trouble with me is, I can’t let things go. They bug me. I see problems and I want to fix them, right here, right now. My nickname isn’t Fixie for nothing.

I mean, this can be a good thing. For example, at my best friend Hannah’s wedding, I got to the reception and instantly saw that only half the tables had flowers. I ran around sorting it before the rest of the guests arrived, and in her speech, Hannah thanked me for dealing with “Flowergate.” So that was OK.

On the other hand, there was the time I brushed a piece of fluff off the leg of a woman sitting next to me by the pool at a spa day. I was just trying to be helpful. Only it turned out it wasn’t a piece of fluff; it was a pubic hair growing halfway down her thigh. And then I made things worse by saying, “Sorry! I thought that was a piece of fluff,” and she went kind of purple, and two nearby women turned to look …

I shouldn’t have said anything. I see that now.

Anyway. So this is my quirk. This is my flaw. Things bug me. And right now the thing that’s bugging me is a Coke can. It’s been left on the top shelf of the leisure section of our shop, in front of a chessboard propped up for display. Not only that, the chessboard is covered with a brown stain. Obviously someone’s opened the can or dumped it down too hard and it’s splattered everywhere and they haven’t cleared it up. Who?

As I look around the shop with narrowed eyes, I fully suspect Greg, our senior assistant. Greg drinks some kind of beverage all day long. If he’s not clutching a can, it’s noxious filter coffee in an insulated cup decorated with camouflage and webbing, as though he’s in the army, not working in a household store in Acton. He’s always leaving it about the place, or even thrusting it at customers and saying, “Hold this a mo,” while he gets a saucepan down off the display for them. I’ve told him not to.

Anyway. Not the time for recriminations. Whoever dumped that Coke can (Greg, definitely Greg), it’s caused a nasty stain, just when our important visitors are about to arrive.

And, yes, I know it’s on a high shelf. I know it’s not obvious. I know most people would shrug it off. They’d say: “It’s not a big deal. Let’s get some perspective.”

I’ve never been great at perspective.

I’m trying hard not to look at it but to focus instead on the rest of the shop, which looks gleamingly clean. A little shambolic, maybe, but then, that’s the style of our all-purpose family shop. (Family-owned since 1985, it says on our window.) We stock a lot of different items, from knives to aprons to candlesticks, and they all need to go somewhere.

I suddenly catch sight of an old man in a mac in the kitchen section. He’s reaching with a shaking hand for a plain white mug, and I hurry over to get it for him.

“Here you are,” I say with a friendly smile. “I can take that to the till for you. Do you need any more mugs? Or can I help you with anything else?”

“No, thank you, love,” he says in a quavering voice. “I only need the one mug.”

“Is white your favorite color?” I gently press, because there’s something so poignant about buying one plain white mug that I can’t bear it.

“Well.” His gaze roams doubtfully over the display. “I do like a brown mug.”

“This one maybe?” I retrieve a brown earthenware mug that he probably discounted because it was too far out of reach. It’s solid, with a nice big handle. It looks like a cozy fireside mug.

The man’s eyes light up, and I think, I knew it. When your life is restricted, something like a mug choice becomes huge.

“It’s a pound more expensive,” I tell him. “It’s £4.99. Is that OK?”

Because you never take anything for granted. You never assume. Dad taught me that.

“That’s fine, love.” He smiles back. “That’s fine.”

“Great! Well, come this way …”

I lead him carefully down the narrow aisle, keeping my eyes fixed on danger points. Which isn’t quite the selfless gesture it might seem—this man is a knocker-overer. You can tell as soon as you lay eyes on him. Trembling hands, uncertain gaze, shabby old trolley that he’s pulling behind him … all the signs of a classic knocker-overer. And the last thing I need is a floor full of smashed crockery. Not with Jake’s visitors arriving any moment.

I smile brightly at the man, hiding my innermost thoughts, although the very word Jake passing through my brain has made my stomach clench with nerves. It always happens. I think Jake and my stomach clenches. I’m used to it by now, although I don’t know if it’s normal. I don’t know how other people feel about their siblings. My best friend, Hannah, hasn’t got any, and it’s not the kind of question you ask random people, is it? “How do your siblings make you feel? Kind of gnawed-up and anxious and wary?” But that’s definitely how my brother, Jake, makes me feel. Nicole doesn’t make me feel anxious, but she does make me feel gnawed-up and, quite often, like hitting something.