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I sat awhile and thought about my ex-wife, Janet. It was clear I’d have to come up with something novel to help her understand the enormous mistake she was about to make in marrying Ken Chapman. I had an idea playing through my mind, but before I could put it on paper, I’d need to spend some time with Ken Chapman’s ex, Kathleen Gray.

Kathleen was currently living in North Bergen, just outside New York City. Lou Kelly had run a credit check on her and learned she had recently applied for a home loan with her local bank. The loan was still pending, and Lou suggested I pose as a loan officer and use that pretense to set up a meeting with her. Of course, I could simply threaten her, Lou had said. I thanked Lou for the advice and explained that I wouldn’t need to rely on threats or a cheesy cover story. Truth, honesty, and an abundance of natural charm were my allies.

I dialed her number.

“Hello,” Kathleen Gray said.

“Kathleen, my name is Donovan Creed and I’m with Homeland Security in Bedford, Virginia. I’d like to talk to you about your ex-husband, Kenneth Chapman.”

The connection went dead.

Not a problem. I could always fly into LaGuardia tomorrow and sweet talk my way into a dinner date with her. Since I had my phone out anyway, I decided to dial my mystery caller, the persistent person who shouldn’t have had my number.

I punched up the number and watched it connect on the screen with no premonition of the effect this simple act was about to have on my life.

CHAPTER 3

“Mister … Creed … thank … you for … re … turning … my … call.”

At first I thought it was a joke. The voice on the other end of the line was metallic, choppy, like a guy on a respirator or maybe a tracheotomy patient who had to force air through a speaking valve in his throat.

“How did you get my number?” I asked.

“Sal … va … tore … Bon … a … dello,” he said.

“How much did he charge you for it?”

“Fif … ty … thou … sand … dollars.”

“That’s a lot of money for a phone number.”

“Sal says … you’re … the … best.”

The tinny, metallic voice revealed no hint of emotion. Each word bite was cloyingly monotonous and annoyed the shit out of me. I found myself wanting to imitate it, but resisted the urge. “What do you want?” I said.

“I want … to em … ploy you … part … time … the way … Sal … does.”

“How do I know I can trust you?” I said.

“You can … torture … me … first … if you … want.”

He offered to write down a name and give it to me and I could torture him until I was satisfied he’d never reveal it. This was supposed to prove he wouldn’t sell me out later if something went wrong in our business arrangement. The man was obviously insane, which meant he was pretty much like everyone else with whom I associated.

“Before we go any further,” I said, “what shall I call you?”

“Vic … tor.”

“There’s a fl aw in your plan,” I said. “Torture is only one way to make you talk. What if someone kidnaps your wife or kids or your girlfriend? What if they threaten to blow up the day care center where your sister works? Trust me, Victor. It’s hard to let your loved ones die a horrific death when you could save them by simply revealing a name.”

There was a long pause. Then he said, “I’m … wheelchair … bound. There … is no … one … in … my life. When … you … meet me … you will … under … stand.”

I thought about that for a moment and decided I already understood. “I’d rather limit our relationship to the telephone for now,” I said. “I actually do believe you wouldn’t talk. Something tells me you’d welcome torture and maybe even death.”

“You are … very … percep … tive … Mr. … Creed. So … when … can you … start?”

I wasn’t worried about speaking freely on my cell phone. The few people in the world capable of breaching my cell security already knew what I did for a living. “I have three clients,” I said. “If you want me, you’ll be fourth in line. Each contract is fifty thousand dollars, plus expenses, wired in advance.”

“Can … I … de … cide how … the hits … go … down?”

“Within reason,” I said.

Victor gave me the details for the first target. Then he hit me with a stipulation I’d never encountered: he wanted to speak to the victim minutes before the execution. I told him that would require kidnapping, which would place a major burden on me. It meant a second person, more time, and more exposure. I refused all the way up to the point where Victor offered to double my fee.

Victor proceeded to tell me exactly what he wanted me to do, and why. And as he spoke in that creepy, metallic voice, I realized that even though I thought I’d stared in the face of the deepest, darkest evil the world could possibly produce, I had never encountered anyone as vile. I came away thinking I’d have to scrape the bowels of hell with a fine-tooth comb to uncover a plan as morbidly evil as his.

I told him I’d do it.

CHAPTER 4

Before you meet them, you need to see them,” Kathleen Gray said as she signed me in. “They do this for the children, so they won’t see you cry or recoil in horror,” she added.

The William and Randolph Hearst Burn Center at New York-Presbyterian/Weill Cornell is the largest and busiest burn center in the country, entrusted with treating more than a thousand children each year. I got that and a bunch of other information from a brochure in the lobby while waiting for Ken Chapman’s ex to show up. I had called her at work and explained I needed to meet her in person before I could consider approving her house loan.

“Bullshit!” she had said. “You’re the guy from Homeland Security who called me yesterday. Don’t bother denying it; I recognize your voice.”

Nevertheless, Kathleen agreed to meet me after work at the burn center, where she volunteered two hours of her time every Tuesday. She escorted me through the lobby door and down a long hallway.

“What made you decide to work with burn victims?” I said.

“After my divorce, all I wanted was to get out of Charleston and make new friends, so I moved here and got a job. But I didn’t know anyone. Then one day my company offered tickets for a charity event, and I took one just to have someplace to go, thinking maybe I’d meet someone.”

“And?”

“And here you are!” She burst out laughing. “Well, you’re a liar, of course, but at least you’re good-looking. And everything about you screams ‘single guy!’”

We turned left and headed down another hallway. Several corridors ran off that one, and I tried to keep up with the route we’d taken in case I had to navigate back on my own. Doctors and nurses came and went, walking with purpose. A short, pudgy nurse in a light blue lab coat winked at Kathleen and made kissing sounds as she passed. We walked a few steps, and I cocked my head and said, “I bet there’s a story there!”

“Oh, hush, you!” she said.

I raised my eyebrows, and she started giggling.

“Don’t even,” she said.

I didn’t. “What makes you think I’m single?” I asked.

She laughed. “Oh, please!”

We passed a window. The sky was darkening outside, and the gusting wind made a light buzzing sound as it attacked the weaker portions of the window frame. Kathleen had entered the hospital wearing a heavy cloth overcoat that she now removed and hung on a wooden peg by the outer ward doors. She pushed a silver circle on the wall and the doors flew open.

“I didn’t meet anyone special at the fundraiser,” she said, “but I was touched by the video presentation. That night, I read the brochure from cover to cover and got hooked.”