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The alley would broaden, after some distance, into the spacious back-court of the Vintners’ Hall. Many of the establishments around it, including the one Saturn had gone into, were cooperages.

“Back to the Church of St. Stephen Walbrook,” Daniel said to the coachman.

WILLIAM HAM WAS WAITING FOR them there, out front of the church where he’d been baptized. He climbed through the carriage door and settled into Saturn’s former perch with a grunt. “Never has a church been put to such uses,” he remarked.

“I’ve explained to the vicar-and will gladly explain again if need be-that it is all in pursuit of a righteous and Christian undertaking.”

“Pray don’t speak of undertaking, uncle. Not today.”

That got them as far as the front entrance of the Bank of England, all of seven hundred feet away.

“I would like you to know something,” Daniel said, as William was fumbling with his keys. For Daniel had the sense that William’s slowness, his clumsiness, were not due to cold fingers alone.

“What is that, uncle?”

“I’ve never spoken of this to you before, as I know it is delicate. But after your father passed away, and his Vault was opened-forcibly-by order of the Lord Chancellor, I was among the party that went down into it, and found that it was empty.”

“It is a very odd time for you to bring that up,” William said, right snappishly, and smacked the Bank’s door open. His irritation had at least got the blood running through his fingers, and perhaps to his brain. There was now a short interlude in the foyer while he soothed the porter’s nerves, and urged him to get back in bed. Then he began to lead Daniel down into the labyrinthine basements and sub-basements of the Bank. While they walked, Daniel talked.

“Your choler is up, William. And no wonder! King Charles took from your father the plate, specie, and bullion that had been entrusted to the House of Ham by its depositors. The House was ruined. Your father died of shame. Others in the goldsmith trade had suffered likewise-though not as much-and understood that your father had been given no choice. The King had taken the gold by invoking his divine right to it. That’s why you’ve never wanted for a position in the banking trade-because the story is proverbial among money-goldsmiths, and you are a living link to it.

“Anyway,” Daniel continued, “after we found your father’s vault empty we went up on the roof of your house-”

“We?”

“Your uncles Raleigh and Sterling and I, and Sir Richard Apthorp. And do you know what happened up there on the roof?”

“Can’t imagine.”

“Sir Richard founded the Bank of England.”

“What do you mean!? This was not founded until twenty years later! And in any case, how can one man found a bank on the roof of a goldsmith’s shop that is being burned down by the Mobb?”

“I mean he saw it all together in his head. He saw that banks would never work right if the King could sack their vaults whenever he ran low on revenue. This was a revolutionary thought. Probably would not have entered his mind had he not been thrown together with the sons of Drake the King-killer, the enemy of Divine Right, the champion of Enterprise. But when Sir Richard put those elements together in his mind, he created-all this.”

“Bully for him,” said William. “Wish I’d been the one to do that. You know. Redeem the family honour and whatnot.” He had stopped before the door to the vault where the Logic Mill cards had been accumulating, as they had been brought in from Bridewell. There would be more messing about with keys now. Daniel relieved his nephew of the lanthorn and stood there Diogenes-like, shining light on his hands while he worked.

“As you know perfectly well, you were too young to found a Bank,” Daniel reminded him. “Instead, you are redeeming the family honour now. At this moment.”

“How do you reckon?” William said, gingerly pushing a gaudy key into one of the door-locks.

“The King-or some limb or other of his government-is coming, in a little while, to steal what I have deposited here. Oh, it is not my property. But is it the King’s?! He has no bloody right to it. If you were to hang your head and let him steal it, the family curse would be confirmed-it would be indelible, then.”

William Ham hauled open the Vault door. Stale air drained out of it. Daniel caught a whiff of sewer-nothing like the Fleet, but enough to stir the memory. “After you, uncle,” said William, sounding rather more serene than he had some minutes earlier.

“No, William, after you! You have precedence. This is your deed. A small one, but a great one. People around the City shall hear of it, and the stock of the Bank shall rise, because of the stand you have made. But more important: your father, if he can see this, is saying to the other departed spirits, this is my son, in whom I am well pleased.”

“Good of you to say so-since I know you don’t believe in any of that!” said William, a bit huskily. Daniel had averted his gaze from the sight of tears filling the pouches under his nephew’s eyes, and so was startled, and almost dropped the lanthorn, when William socked him on the shoulder. “But I do believe in such things, and I say that if my dad’s looking on, why, yours is right there next to him, and couldn’t be happier to see you poking your brand-new King in the eye with a sharp stick!”

A MINUTE LATER DANIEL was alone in the Temple of Mithras, and William Ham was on the other side of the Vault door, locking him in there.

In William’s hip-pocket was a document, freshly signed, in which Daniel took possession of his deposits, and relieved the Bank of all responsibility for them. If nothing else, it would slow the King’s men down for as long as it took them to read it.

Those deposits, of course, were all here and accounted for, stacked on the floor in front of Daniel. The golden cards of the Logick Mill had been sent over from Bridewell in frequent small shipments. After Daniel had visited this place with Solomon Kohan, and become aware of the well-shaft in its floor, he had instituted changes in how the cards were packaged for shipment. He had struck a deal with a cooper near the Vintner’s Yard, and this cooper, Mr. Anderton, had fabricated a run of purpose-built boxes of peculiar design. Most anyone who looked on one of these would guess it was either a snare-drum or a hat-box, about a foot in diameter and half that in height. They were lightweight and not especially rugged, made from splits of soft wood no more than an eighth of an inch thick, steam-bent into hoops, sewed together with rawhide, and sealed with pitch. Each arrived at Bridewell with wood-shavings (a resource produced in superabundance by Mr. Anderton’s arsenal of block-planes and draw-knives). Each had a close-fitting lid. These had been stockpiled at one end of the card-punching shop, handy to the desk where Mr. Ham weighed and accounted for all of the gold. Whenever a batch of cards was complete, and the paperwork all made out, one of these hat-boxes would be pulled off the stack and the lid set aside. Into the bed of wood-shavings would be pressed the stack of cards, all wrapped in paper, and next to it would go a wee purse containing the holes that had been punched out of them. The papers for this batch would be set atop, and finally the lid would be put on, laced down with more rawhide, and sealed all around its rim with tar. Then it was ready for dispatch to the Bank of England.